*Proverbs 1:2-7 *- “To know wisdom and instruction, to understand words of insight,
3 to receive instruction in wise dealing, in righteousness, justice, and equity;
4 to give prudence to the simple, knowledge and discretion to the youth—
5 Let the wise hear and increase in learning, and the one who understands obtain guidance,
6 to understand a proverb and a saying, the words of the wise and their riddles.
7 The fear of the Lord is the beginning of knowledge; fools despise wisdom and instruction.”

Debt

  Avoid Obligations Where You Do Not Have Control
      It does, however, here state that risking home and liberty in an enterprise over which one does not have direct control is consummate folly. (Garrett)
  Avoid Obligations When You Do Not Have Money In Hand to Repay

Proverbs 22:26–27 - “Be not one of those who give pledges, who put up security for debts. 27  If you have nothing with which to pay, why should your bed be taken from under you?”
  Avoid Making Rash Commitments
  Avoid Debt Because It Is a Form of Slavery

Romans 13:8 - “Owe no one anything, except to love each other, for the one who loves another has fulfilled the law.”

Laziness

  Imminent and Sudden Consequences
  Learn and Apply
      Know the Risks and Goals
      Organize to Achieve the Goals
      Be Disciplined In Following the Plan

Undermining

2 Samuel 20:1 - “Now there happened to be there a worthless man, whose name was Sheba, the son of Bichri, a Benjaminite. And he blew the trumpet and said, ‘We have no portion in David, and we have no inheritance in the son of Jesse; every man to his tents, O Israel!’”

  Do Not Be Manipulative In Your Communication
  Do Not Plan and Pursue Destructive Behavior
  Do Not Recruit Others Into Destructive Behavior
  Do Not Work to Break Down Relationships
      Personal
      Societal

Be Loyal

  Do Not Promote the Aspects of That Which You
  Cannot Have
  Do Not Play With Fire
      Protect Yourself With Constant Attention to God’s Word