SPEND WISELY || PROVERBS 27:23-34

What is the greatest threat to your abundant life as a Christian in our world today?


OVERLOAD

In his book, Margin, Dr. Swenson talks about restoring our reserves of:


1. Time
- As human beings, we only have a limited amount of time. There are only 24 hours in a day and only 7 days in a week.


2.

Energy
- As human beings, we have a limited reserve of emotional energy. If you are a parent, you really understand the limits to emotional energy.


3. Physical Health
- As human beings, we have limits to our physical health.


4.


- As human beings, we have limited financial resources. Your money will be your master unless you learn to manage your money well.


THE 80-10-10 PRINCIPLE

When we are designing our budget, the idea is that we will use 80% of our income on our living expenses, 10% of our income on savings, and 10% of our income on giving.


“Not that I was ever in need, for I have learned how to be

with whatever I have. I know how to live on almost nothing or with everything. I have learned the secret of living in every situation, whether it is with a full stomach or empty, with plenty or little. For I can do everything through , who gives me strength.” —Philippians 4:11-13 (NLT)